You spent a lot of money on couches, sofas, chairs, curtains, beds, rugs, and carpets, or even if you didn't they still cost a good chunk of change to repair or replace. From your cat's point of view, your furniture is THEIRS! If you are ok with that, you may stop reading here; you have officially become your cat's indentured servant. Good luck with that life of servitude. There is an expression that every cat owner will agree to: "Dogs have masters, cats have staff". If you are part of the staff, then your entire house is a kitty condo and this article serves no purpose. If you are the master just letting your cat think she has a staff, (lets face it, those are the only 2 options!) then lets continue.

In the world of credit cards, there are plenty of people who are desperate to borrow money, and just as many people who are desperate to get back out of debt again. Given that, it’s not surprising that the industry is full of scams. Here are some to keep an eye out for.